Business Funding
Built for Growth

Every Colorado business is different. BWIRED LLC offers multiple funding solutions so you can access the capital that actually fits your situation — not a one-size-fits-all product.

01
Working Capital Loans
Fuel daily operations and growth initiatives

Access Capital When You Need It

Working capital is the lifeblood of any business. Whether you're managing seasonal cash flow gaps, funding a new marketing push, hiring staff ahead of a growth phase, or covering unexpected operational costs — BWIRED's working capital loans give you the flexibility to keep moving forward.

As a direct lender, we underwrite each application based on your actual business performance, not just a credit score. We look at your revenue, your history, and your trajectory to craft a loan structure that makes sense for your specific situation.

Loan amounts from $25K to $2M
Flexible repayment terms
Decisions in as little as 24 hours
No prepayment penalties
Transparent, fixed pricing
Funds wired same-day on approval
Apply for Working Capital
02
Lines of Credit
Revolving access, always available

Draw When Needed, Repay and Repeat

A business line of credit is one of the most versatile financial tools available. Unlike a term loan, a line of credit gives you access to a set amount of capital that you can draw from, repay, and draw from again — only paying interest on what you actually use.

BWIRED's lines of credit are designed for businesses that need financial flexibility: inventory buyers, contractors managing project cycles, or any business with variable cash flow that benefits from having a reliable funding backstop.

Lines from $50K to $500K
Interest on drawn amount only
Revolving — draw, repay, redraw
Quick access to funds when drawn
Annual renewal process
No fees for unused capacity
Apply for Line of Credit
03
Equipment Financing
Own your tools without straining cash flow

Finance the Equipment That Drives You

Equipment is often the single largest capital expenditure a business faces. Whether you're purchasing manufacturing machinery, commercial vehicles, restaurant equipment, or technology infrastructure — financing allows you to acquire what you need without depleting your operating reserves.

BWIRED structures equipment financing based on the productive life of the asset, creating repayment schedules that align with when and how the equipment generates revenue for your business.

Up to 100% equipment cost financed
Terms from 12 to 84 months
New and used equipment eligible
Wide industry coverage
Preserves working capital
Potential tax advantages
Finance Equipment
04
Revenue-Based Financing
Funding that flexes with your business

Repayment That Moves With Revenue

Revenue-based financing is a modern approach to business funding that aligns repayment with your actual income. Instead of fixed monthly payments, repayments are structured as a percentage of your revenue — when business is strong, you pay more; when it slows, your payment adjusts accordingly.

This structure is particularly valuable for businesses with seasonal revenue cycles, project-based income, or growth phases where cash flow predictability varies. It removes the stress of fixed obligations during slower periods.

Payments flex with revenue
No fixed monthly obligation
Ideal for seasonal businesses
Fast approvals — revenue-focused
Transparent factor rates
No collateral required
Apply for Revenue Financing
05
SBA Loan Programs
Government-backed terms for eligible businesses

SBA Programs for Qualified Businesses

SBA loans offer some of the most favorable terms available to small businesses — lower down payments, longer repayment periods, and competitive rates backed by the U.S. Small Business Administration. BWIRED LLC guides qualified Colorado businesses through the SBA process from initial evaluation to funded.

Our advisors will help you determine if an SBA 7(a) loan, SBA 504 loan, or other program fits your situation — and handle the documentation process that makes SBA lending feel complex for most applicants.

SBA 7(a) and 504 programs
Up to $5M funding available
Longer terms, lower rates
Full application guidance
Startup-friendly options
Real estate and equipment eligible
Explore SBA Programs
06
Commercial Real Estate
Finance your business property

Own Your Business Location

Commercial real estate financing allows you to purchase, refinance, or improve the physical space your business occupies — converting rent obligations into equity-building ownership. For Boulder-area businesses, owning your commercial space is both a strategic and financial advantage.

BWIRED structures commercial real estate loans for owner-occupied properties across Colorado — from retail storefronts and warehouse space to professional office suites and mixed-use buildings.

Owner-occupied properties
Purchase, refinance, or improve
Competitive commercial rates
Terms up to 25 years
Colorado market expertise
Tenant improvement financing
Discuss Real Estate Financing

From Application to Funded

01
Apply Online

Complete our straightforward application. Share basic information about your business, your funding need, and your revenue history.

02
Advisor Review

Your dedicated BWIRED advisor reviews your application personally. No automated black-box decisions — real people making real assessments.

03
Get Your Offer

Receive a clear, transparent funding offer within 24 hours. We walk you through every term so you understand exactly what you're agreeing to.

04
Receive Funds

Once you accept, funds are typically wired to your account within 1-3 business days. Your business capital is ready to deploy.

Find the Right Funding Solution

Not sure which product fits your business? Our advisors will help you identify the best path.

Talk to an Advisor